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Change is inevitable. Trends come and go. Technological advances impact how employees work and businesses operate. Customer needs, wants and expectations shift. A business’s ability to keep pace with or stay ahead of change hinges on strategic planning, understanding its core competitive advantages and adjusting to industry disruptions.

Online banks are known for offering significantly better rates on deposits than traditional banks. New research from the Risk Institute's Isil Erel and her colleagues, examines how changes in federal fund rates impact the actions of online banks.

Cryptocurrency and blockchain are emerging industries that many are interested to learn about. Paul Grewal, chief legal officer at Coinbase, Inc., shared insights about his experiences and the industry at large, as well as his thoughts on regulation and how the U.S., particularly Ohio, are well-positioned to become leaders in blockchain and cryptocurrency

As the climate changes, extreme weather events are also likely to increase. A survey, conducted by the Risk Institute and led by Research Fellow Brittany Shoots-Reinhard, reveals the role of individual beliefs in sparking action to mitigate extreme weather risk.

The adoption of artificial intelligence (AI) presents both unparalleled opportunities and significant risks. Rehgan Avon, co-founder and CEO of AlignAI, provided a comprehensive overview of the challenges companies face when integrating AI solutions, including costs, security vulnerabilities, ethical considerations, reputational risks and regulatory requirements, in a recent Risk Series event. Here are some key takeaways from her presentation: