Tags: Banking
![Banking app displaying "request" or "pay" buttons.](https://s3.us-east-2.amazonaws.com/files.fisher.osu.edu/blog_riskinstitute/public/styles/blog_featured_image/public/2023-12/tech-daily-V06dt37iQFY-unsplash.jpg?VersionId=PdT92t3EqRrtQdxvqBpYRC6G9Ro676jy&h=b569d817&itok=4xvbAvSL)
Online banks are known for offering significantly better rates on deposits than traditional banks. New research from the Risk Institute's Isil Erel and her colleagues, examines how changes in federal fund rates impact the actions of online banks.
![Illustration of a financial trend line with downward trend](https://s3.us-east-2.amazonaws.com/files.fisher.osu.edu/blog_riskinstitute/public/styles/blog_featured_image/public/2023-05/analysis-g234304835_1920.jpg?VersionId=7XYpopLvCFCzcNnlmnKpOJeUlqf3c2FJ&h=e0abbd2f&itok=F59qzsAR)
The sudden collapse of Silicon Valley Bank (SVB) once again highlights the importance of effective risk management.